SmartBuy
Maryland SmartBuy helps homebuyers with qualifying student debt purchase a home. The program works by paying off student debt during the purchase of the home through special Maryland Mortgage Program (MMP) financing. Maryland SmartBuy involves the purchase of move-in-ready homes currently owned by, and available from, the state of Maryland.
Coming early August 2018, Maryland SmartBuy 2.0, a limited-time program, will provide an opportunity for homebuyers to purchase any home in Maryland that meets Maryland Mortgage Program guidelines while paying off student debt.